— Business Financial Solutions

Merchant Processing

1791 Financial Services helps business owners review payment processing costs, identify unnecessary merchant fees, compare provider terms, and improve visibility into how much each transaction is really costing the business.

Review credit card processing fees and monthly charges

Identify hidden merchant fees and unnecessary costs

Compare provider terms, rates, and service structure

Improve payment processing visibility and cost control

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SERVICES

Merchant Services That Help You Keep More of What You Earn

At 1791 Financial Services, merchant processing isn’t just about accepting payments—it’s about maximizing your profitability on every transaction.

Most providers focus on processing payments. We focus on reducing costs, eliminating inefficiencies, and improving your bottom line.

Payment Solutions Built Around Your Business

No two businesses operate the same—and your payment system shouldn’t either. We design custom merchant solutions based on your industry, transaction volume, and growth goals.

Flexible Payment Options

Accept payments however your customers prefer:

Credit and Debit Card Processing – Fast, secure, and reliable
ACH and eCheck Payments – Lower-cost alternatives to card fees
Recurring Billing – Automate subscriptions and improve cash flow
Mobile and Contactless Payments – Tap, pay, and go
Digital Wallets – Accept Apple Pay, Google Pay, and other mobile wallet solutions
Crypto Payments – Accept Bitcoin and other cryptocurrencies with instant conversion
Virtual Terminal – Process payments from anywhere
POS Systems and Physical Terminals – Modern hardware built for your business
E-Commerce Integration – Seamless checkout experiences online

Ask Us About

Rate Matching!

We're committed to offering competitive rates. If you find a better offer elsewhere, let us know. We'll do our best to match it.

(619) 537-7728Get the best rates for your business

Get Rewarded for Growing Your Business

Unlike traditional processors, we believe your growth should benefit you beyond just revenue.

1791 Business Rewards Program™

Earn points based on your monthly processing volume, which can be redeemed for:

Business services and tools
Technology upgrades and equipment
Marketing support
Travel and lifestyle rewards

The more your business grows, the more you benefit—turning your payment volume into real, tangible rewards.

How We Help You Save Money

Most business owners are overpaying for payment processing—and don’t even know it.

At 1791, we identify and eliminate hidden costs through:

Fee audits and side-by-side comparisons
Rate optimization based on your business type
Elimination of junk fees and inefficient pricing models
Strategic payment routing (card vs ACH vs crypto vs wallets)

Many of our clients save thousands—often $10,000 to $25,000+ per year—just by optimizing their payment systems.

Built for Real-World Business Needs

We support businesses of all sizes—including:

Retail and restaurants
Service-based businesses
E-commerce brands
Professional services
High-risk industries

Unlike traditional processors, we offer:

Flexible underwriting
Support for high-risk businesses
No unnecessary account freezes or disruptions
Reliable, consistent processing you can trust

More Than Processing—A True Financial Advantage

What makes 1791 different is simple: we connect your payment system to your entire financial strategy.

Because we also provide:

Bookkeeping
Tax strategy
Insurance solutions
Financial planning

…we’re able to identify opportunities others miss and ensure your payments, taxes, and cash flow all work together.

White-Glove Support You Can Rely On

When you partner with 1791, you’re never on your own.

Dedicated account manager
Fast onboarding and setup
Expert integration support
Ongoing training and optimization
No call centers. No runaround. Just real support.

Why Business Owners Choose 1791

Reduce or eliminate processing fees
Accept modern payment methods (crypto + digital wallets)
Earn rewards on your monthly processing volume
Increase margins with smarter pricing models
Improve cash flow and speed of deposits
Eliminate chargebacks with alternative payment options
Simplify operations with integrated systems
Work with a trusted financial partner—not just a processor

Get a Free Merchant Cost Analysis

IIf you’re currently accepting payments, there’s a high probability you’re leaving money on the table.

We’ll review your current statements and show you:

Exactly what you’re paying
Where you’re overpaying
How much you can save

No pressure. Just clarity.

Take Control of Your Payment System

IDon’t let outdated processing and hidden fees eat into your profits.

Partner with 1791 Financial Services and turn your payment system into a profit-driving asset. Schedule your free merchant analysis today!

Free Bookkeeping for 3 Months!

Sign up for our merchant processing services and receive three months of complimentary bookkeeping. Streamline your finances with 1791 Financial Services.

Call now to claim your

free bookkeeping offer!

(619) 537-7728

Not valid with any other offers or promotions. Restrictions apply. Must mention this coupon at the time of scheduling.

What types of payment methods can I accept with your merchant processing services?

Our merchant processing services allow you to accept a wide range of payment methods, including credit and debit cards, mobile payments, contactless payments, ACH transfers, and electronic checks. We'll work with you to determine the best payment options for your business needs and customer preferences.

How long does it take to set up merchant processing for my business?

The setup time for merchant processing can vary depending on your specific requirements. However, at 1791 Financial Services, we pride ourselves on efficiency. We typically provide proposals within 48 hours and can have your system up and running within a few business days once all necessary information is received and approvals are in place.

What security measures are in place to protect my business and customers from fraud?

We take security seriously at 1791 Financial Services. Our merchant processing solutions include advanced fraud prevention tools, encryption technology, and compliance with PCI DSS (Payment Card Industry Data Security Standard) requirements. We also provide ongoing support and education to help you stay informed about the latest security best practices and protect your business from potential threats.

Learn more about

1791 Financial Services

Located in San Diego. 1791 Financial Services specializes in bookkeeping and financial planning. We believes small business owners should keep more of their hard-earned profits in their own pockets. On call 24/7. Help you see the big picture. Over 25 years of experience. Call today.